File Format: Buying Your First Home PLR Ebook MS Word Document, PDF
Number of Pages: 90
Salespage: Included. HTML
Download/Thank You Page: Included. HTML
Included Graphics: Cover and miscellaneous graphics.
Cover Graphics: Buying Your First Home PLR Ebook JPG and PSD
Miscellaneous Graphics: Header, footer, buttons and more!
Extra Pages: 4 sets of Sale Letters, adSense website and more.
Extras: 4 Graphic sets, Blog themes, Articles, eCourse and much more.
Year Released/Circulated: Unknown, but timeless information.
Suggested Selling Price: $37
Buying Your First Home PLR Ebook Table of Contents:
Introduction – Looking Ahead ………………………..……………………….. 7
New Homes vs. Older Homes ………………………………………………… 8
Which Home to Choose…………………………………………………….… 8
Chapter 1 – Location, Location, Location ………………………………… 10
Finding the Right Neighborhood ………………………………………… 10
How Clean is This Neighbourhood? …………………………………………… 11
Is This a High Crime Area? ……………………………..…………. 11
What is The Average Home Value in The Neighbourhood? ……. 12
Are There Community Bylaws? ………………………..………….. 12
What is The Home Close To? ………………………..…………….. 12
Is There Garbage Pickup? …………………………..……………… 13
City Life vs. Country Living ………………………………………………… 13
City Life ………………………………………………………………… 14
Pros ………………………………………………………….. 14
Cons …………………………………………………………. 14
Country Living ……………………………………………………… 14
Pros ………………………………………………………….. 14
Cons …………………………………………………………. 15
Suburban Living …………………………………………………….. 15
Pros ………………………………………………………….. 15
Cons …………………………………………………………. 15
Making the Commute ………………………………………………………. 16
Schools In The Area ………………………………………………………… 17
Grocery Shopping And Other Necessities ……………………………….. 17
Other Location Consideration ……………….…………………………… 18
Chapter 2 – Working With Realtors …………………………………………. 20
Choosing A Realtor …………………………………………………………… 20
Experienced Agents vs. New Agents ………………………………. 22
Pushy Agents …………………………………….……………………. 23
Absentee Agents ………………………………………..…………….. 23
Hard Working Agents …………………………………..………….. 24
Preparing To See Homes With Your Realtor …………………………….. 25
Create A List ….……………………………………………………… 25
Viewing Homes …………………………………………………….. 26
Taking Pictures ……………………………………………………… 26
Narrowing Down Your Choices …………………………………….. 27
Information Realtors Should Tell You …………………………………… 28
Working With Seller’s And Buyer’s Agents ……………………………… 29
Negotiators with Sellers ……………………………..…………….. 30
Paperwork …………………………………………..……………… 30
Survey Neighbourhoods …………………………..……………….. 31
More Reasons To Hire a Real Estate Agent …………..…………………. 31
Peace Of Mind ……………………………………………………….. 31
Wealth Of Knowledge ……………………………………………….. 32
Confidence …………………………………………………………… 32
Chapter 3 – Playing The Housing Market …………………………………. 33
Watching The Housing Market ……………………………………………. 33
Making The Most Of The Housing Market ……………………………… 34
National Interest Rates For Mortgages ………………………….. 34
Building Rates In Your Area ……………………………………….. 35
Number Of Foreclosures In Your Area …………………………. 36
Stock Market And Gasoline Prices …………………..…………… 36
In The End …………………………………………………………………. 37
Buying VS. Renting (Pros/Cons) ………………………..……………….. 37
Buying A Home …………………………………………………… 38
Pros ………………………………………………………… 38
Cons ………………………………………………………… 38
Renting A Home …………………………………………………… 39
Pros …………………………………………..……………… 39
Cons ……………………………………………………………. 39
Rent To Own ……………………………………………………………….. 40
New Homes ………………………………………………………………… 41
Using The Housing Market To Your Advantage ……………………….. 42
Chapter 4 – Home Inspections ……………………………………………… 44
The Importance Of Home Inspections …………………………………… 44
How To Find A Home Inspector ………………………….……………… 45
What To Expect From A Home Inspection ……………………………… 47
Specific Places That Should Be Inspected ……………………………… 48
Chimney/Fireplace ………………………………………………… 49
Attic/Basement/Crawl Space …………………..………………… 49
Swimming Pools …………………………………………………… 49
Smoke Detectors And Appliances …………………..…………… 50
Termite Inspection ………………………………………………………… 50
How Homeowners Will React ……………………………..…………….. 51
Ways A Home Inspection Can Lower The Final Price …………………. 52
The Final Walkthrough ………………………………..………………….. 54
The Closing ………………………………………………………………… 55
When To Walk Away ……………………………………………………… 56
Chapter 5 – Financing Your First Home …….…………….……………… 58
Types Of Home Loans ………………………………………………………. 58
Fixed Rate Mortgage Loans ……………………….……………… 59
Adjustable Rate Mortgage Loans …………………..…………….. 59
Balloon Mortgages ………………………………………………… 60
Jumbo Loans ………………………………………………………. 60
Where To Find A Lender ………………………………………………….. 61
Applying For A Home Loan …………………………………..………….. 62
What Not To Do When Applying For A Home Loan …………………… 64
Increase Your Chances For Approval …………………………………… 65
How Home Appraisal Can Affect Your Home Loan …………..………. 66
Homeowner Reduces Selling Price ……………………………… 66
Higher Down Payment ……………………………….…………… 66
Dispute The Appraisal ……………………………………………….. 67
Find Another Lender …………………………………….……….. 67
How Home Inspections Can Affect Your Home Loan ………..……….. 68
Additional Fees For Home Loans ……………………………………….. 68
Good Faith Estimates ………………………………………..……………. 69
Escrow And Other Loans Terms ………………………………………… 70
Chapter 6 – Making A Realistic Offer ……………………..……………… 73
What To Do Before Making An Offer …………………………………….. 73
Attend Open Houses ………………………………..…………….. 73
Find Out More About A Property ……………………………….. 74
Find Out More About Taxes In The Area ……………………….. 74
Have An Appraisal Done Before Making An Offer …………….. 75
How To Write A Purchase Offer ……………………….………………… 75
Making An Offer ………………………………………..………………… 76
Low/High Offers ………………………………………..………………… 77
Low Offers …………………………………………………………. 77
High Offers ………………………………………………………… 77
Making The Right Offer ………………………………..………………… 78
How To Handle A Counter Offer And Offer Rejection ……..………… 78
Counter Offer ……………………………………………………… 78
Dealing With Rejection ……………………..……………………. 79
Considering Items In The Home ………………………………………… 80
Understanding The Seller ……………………………………………….. 81
What To Do In A Buyer’s Market …………….…………………………. 82
What To Do In A Sellers Market …………….…………………………… 83
Chapter 7 – Contracts, Home Warranties, And The Closing ……..…. 85
Contracts …………………………………………………………………… 85
Contingencies ……………………………………………………… 86
Builder Contracts ………………………………………………….. 87
Mortgage Contracts ………………………………………….……… 87
Closing Agreements ……………………………………………….. 87
Home Warranties ………………………………………………………….. 88
Closing …………………………………………………..………………….. 88
Sign Contracts ……………………………………………………… 89
Final Walk Through ………………………………………………. 89
Paying Closing Costs ……………………………………………… 89
Get Your Keys ……………………..………………………………. 90
Conclusion ……………………………………………………………………… 91
Recommended Resources ……………………..…………………………… 92
Buying Your First Home PLR Ebook Product Covers:
Are you geared up to accept the challenge of buying your first house, risk-less?
Buying your first home is a major event. For many people the had in mind buying a new home reduces them to a bunch of shivering nerves.
Are you interested in discovering how to buy a new home risk free, without the challenges commonly associated with home buying? Then you’ve landed in just the right place.
We aren’t here to sell you hype or complicate your life. We’re here to help you understand house buying can be easy.
Most first time homeowners are bombarded with questions, rightly so. Questions like,
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Should you buy a new or older home… and does it really matter?
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Which home is the best for your family, and how do you decide that?
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How can you distinguish a safe and clean neighborhood from a threatening one?
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Will the value of your home improve with time, and if not where do you move?
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Are their community bylaws you must adhere to, and if so what are they?
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Do you have to arrange garbage pick up, or will the city take care of it for you?
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Are there advantages of living in the country vs. living in the city?
The list goes on and on. Buying a new home is a major life-changing event for most people. It’s hard to find all the information you need about a home in a single location.
You could spend hours on the Net looking for information on home buying. You could spend even more time interviewing or meeting with real estate agents.
In a sea of agents however, finding someone capable of working for you and with you is challenging.
Fortunately, you’ve come to just the right place to learn everything there is to know about buying a new home.
“This Is Just “A Little Taste” At What You’ll Discover With Definitive Guide To Buying Your First Home“
Through this ebook, you are going to learn to buy a new home that are totally risk free…
Here’s Part Of The Topics, You’ll Learn Inside:
- How to select a neighborhood that will match your lifestyle and meet your needs so you and your family can enjoy your new surroundings.
- How to tell if the neighborhood you plan to move into will improve with time so you don’t waste money on a home that won’t increase in value.
- How to evaluate a home’s value, whether a new or older home so you don’t pay too much or too little.
- How to select from country, suburban and urban living without hassle so you can enjoy a classic or contemporary lifestyle.
- How to find the best schools and find homes close to much needed amenities, including shopping and other important items.
- How to distinguish between experienced and new agents, so you select the best agent to help you buy your first home.
- #1 step for dealing with pushy or over the top agents so you aren’t pressured into working with someone you don’t want to.
- #1 mistake people make when selecting agents and how to avoid it.
- How to find hard working agents that will devote the time you deserve to the house hunting process.
- And much, much MORE!
And The Biggest Bonus Of All Is That You Can Be Reading This Book In Less Than 90 Seconds From Now!
Buying Your First Home PLR Ebook Private Label Rights Terms & Conditions:
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What’s Included
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* Includes Professional Sales Letter & Thank You Page.
* Includes Professional ECover Graphics.(4 Colors)
* Includes Photoshop Layer Source Graphics
* Include Photoshop ECover Actionscript (Personal Used Only)
* Includes 4 Colors Of Blog Themes
* Include 1 Fully Optimized Adsense Website
* Includes 4 Parts Ecourse
* Includes 25 Parts Text Articles
* Include Keywords List
* Includes MS Words & PDF File
* Include An Instructional PDF Guide On Setting Up Minisite
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What You CAN Do
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* Can Put Your Name As The Author
* Can Be Edited
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* Can edit the sales letter and graphics.
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* Can be offered as a bonus to a paid product that worth $47 and above.
* Can be offered through on any auction sites with minimum selling price of $37.00
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